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What if I want to buy a Season Ticket and the Ticket Office is closed.
If you have a photo card, you can buy a weekly Season Ticket from the Ticket Vending Machines. The traditional influence on fixed rate mortgages over the past decade has been swap rates moncler hooded puffer jacket , the cost of obtaining fixed term funding on the money markets for lenders.
Meanwhile, the traditional influence on tracker rates over the same period has been Libor, the cost of floating rate funding on the money markets.
Banks use savings deposits to fund mortgages as well as money market borrowing, while building societies are heavily limited in how much of the latter they can use.
This means fixed savings rates are also influenced by swap rates, while instant access savings are influenced by variable interest costs base rate and Libor.
How the financial crisis changed thingsTypically money market costs tended to move in line with the Bank of England's base rate, with Libor about 0.
1 per cent above it and swap rates reflecting what the market thinks interest rates will be over a set period of time, ie two years, five years etc.
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